The difference between a business purpose and consumer purpose loan and where owner occupancy fits in, are easily the most misunderstood aspects of private lending on this board.Are you able to answer this question: Can a private/hard money lender make “A loan to improve a principal residence by putting in a business office.”

This is more anecdotal rather than scientific so take with large grain of salt: I am currently trying to buy a SFR for myself in Nashville (will be a future rental after I occupy) well below price point you are trying to flip at.

If anyone could enlighten me as to this aspect of lending it would be greatly appreciated! 

What’s one aspect of online marketing you wish you could find professional help with?

@John Woodrich I completely agree with the organization aspect.

So I dont really see anything thats changed culturally in that aspect.

That isn't a knock against them - tenants are one of the most challenging aspects.

As for the free craigslist and Zillow listings great way together my feet wet by calling people who want to sale and just getting down the conversational aspect.

Every bank handles this aspect of a transaction their own way.

So it just gets you taken more seriously by an agent, when you show you've already taken the financial aspect seriously.But you can do either/or - you can get a referral for a mortgage person from an agent instead of contacting a mortgage person independently before talking to an agent.