Hard money dilemma — move in?

[Bob Duke]

So here’s the situation. 

Just sold primary residence here in Texas. Currently own investment property just down the street that I am rehabbing to rent out...that house was purchased with a hard money NOO loan. Still have six months before I need to refi out of it. Problem is credit isnt quite ready for that yet.

I signed something when I bought the house with stated HML basically agreeing to not live in the house. If I move in for 3-6 months to save money while I finish rehab, is there any recourse from the lender?

Don’t want to do anything that would cause them to foreclose or demand entire loan amount due immediately. 

Thanks in advance!

Bob