I can't see that trend completely reversing in just 15 years. 

., all my properties are rentals mostly paid off, 1 is completely paid off, ...a few heloc line of credit banks don't seem to want to give credit to rentals or if one is paid off completely..so 2 factors there).i dont own primary right now, and am currently overseas...thx..

@Jordan McDonald I'm invested in a college town but I don't rent to "only students" or "primarily students" or "never students".  

Hi Everybody,I wanted to introduce myself- I've been visiting Bigger Pockets for years, but only registered earlier this year and started listening to the podcasts a month or two ago.My name is Matt and I'm a primarily buy and hold investor located in the Los Angeles South Bay area. 

It has forever eluded me how to get reo listings from banks. recently i noticed a foreclosed property get listed with a broker 80 miles away in a completely different part of the state.

Completely agree with you on this one! 

THE SALE COMPLETION IS SUBJECT TO APPROVAL BY MORTGAGEE."

@Garlin Smith If you are looking for the complete package - acquistions, rehab & property management under one roof - ie: an excellent turnkey company, then there is one in the area I can recommend.  

@Michael Plante Many I know sell the home and land as a package or sell the home but rent out the land.

The main thing about LOC's is to always have an exit strategy to pay them off such as a refi or completing a flip and so on.