I just bought my first rental property in the Chicago area northwest suburbs (Cook county).

Sellers (represented or FSBO) were not previously required to pay a Buyer's Agent's commission and still are not with the new rules.

I'm on the Nevada side of Lake Tahoe and the permitting is much easier here, Reno also has good properties for STRs. 

How do you typically evaluate LTV ratios when deciding on funding, and do you have a specific comfort zone in terms of percentage or property type that you prefer to stay within?

Using a HELOC as a down payment is 100% financing on a property.

It might help to connect with local property managers who handle STRs to get a sense of what types of properties perform best. 

Hi everyone, My name is Ray Scirrotto, I am a 28 year old aspiring real estate investor hoping to land my first investment property soon. 

No property to back the loan.

But the insane tax increases in Jackson County, Missouri (Kansas City) were deemed illegal:"Missouri’s State Tax Commission ordered Jackson County to roll back its 2023 property tax assessments, which raised homeowners property assessments by an average of 30% and more than 100% in some cases.

Would like to owner occupy a property again for 1-2 years.