Hey, @Courtney Buck!

Example: if you spent 1 point to buy down 1/4 percent interest on 100k at 5 percent, you save about 15 bucks a month on the mortgage but spend $1k to buy the point. $1000/$15 = 66 months to break-even.

Speaking with the students who plan to occupy has allowed me to gauge their maturity.

Big lots, mature trees, and good location.  

This is black and white, from both fannie and freddie, there aren't exceptions, and there's no one you can "talk to" about it if you want that sexy federally subsidized 30yf with that sexy rate, and all that.Sign a lease with your family member (or whatever) for a couple hundred bucks a month.

The house hack in a hot market is definitely best bang for your investment buck in terms of monthly net worth gain - for a variety of reasons (appreciation, leverage, interest rate, out of pocket $)Understand that the cash flow might not be there - but it's very unlikely that you'll increase your net worth 6 figures from a cash flowing property in meh market in a couple of years. 

The note is backed up by a property and is a commercial note due to mature on October 18, 2020. 

She could do longer and staggered CDs to mature about every 3 years so that she has money every year coming due.

There are 56 apartments in the package that are occupied rented for 600 a month and charge 50 bucks for water sewer and garbage.

Just that one repair should be small,  a hundred bucks maybe to maybe 1500 if you also replace the fixture and all the tile around the shower.