Mitigation with foundation flood vents might also help reduce premiums along with fill or other solutions.

It will be reduced from a very cramped and cluttered 1 bedroom, 1 bath, kitchen and living area to a much more open and spacious one room studio with a full and enclosed bathroom.Why not just remove it and replace it with a new one you may ask?

If you're paying full price, perhaps they will reduce or let you not put anything down.  

But you can subscribe to other boards at a greatly reduced rate.

Using this type of flue reduces your clearance to combustibles to 2".If your equipment is oil fired then B-Vent is not an option so an alternative route has to be taken.

@Abdul Azeez I think what you'll find is that by having home, autos, etc. all under one policy will actually reduce rates on things like auto insurance so the umbrella policy (after discounts) won't be expensive as you think.  

Example from my last real AD.HOUSE FOR RENT3BR2BAmore infomore infoI WILL ONLY RESPOND IF YOU LEAVE A REAL PHONE NUMBER$50.00 non-refundable application feeTypical Qualifications: 600+ Credit Score| No judgements | No evictions| No criminal background | No smokers| No delinquencies |2 pay stubs| whateverElseIRequire ------------------2) I do this to help reduce the amount of callers that will not qualify.3) If you decide to screen over the phone I ask.

I only flip now and do not want to deal with tenants that could turn out to be crazy drug people, terrorists, gun runners and or sex traffickers.

People will frequently rent as a means to reduce commuting time, distance and costs.Even if the rent might be the same as a PITI mortgage payment, some will STILL opt to rent to avoid maintenance and to have more amenities.

(The previous limit was 10%)No more than 50%** of the units can be investor owned / rentals **10/26/2016 update – There is an exception to this rule, which reduces the required owner occupancy to 35%.