This is mostly due to a lack of education and psychology but it is definitely a factor at the moment.Financing tends to be a very personal and case by case scenario.  

Tenants can always leave and the 11 month person isn't much different then someone who stayed full term but two months-- painful. 

A baseboard with tons of grooves might look great new and clean, but after a few years all the grooves catch dust and dirt and its a pain to clean.  

The 3 years we have been doing work on the house has been a pain sometimes.

I think my vacancy rate for that year was around 25% which was painful.  

Obviously, this process is painfully slow.

Don't know anyone who didn't go through times of agony and pain before acquiring success.

I feel your pain mate.I've been here for almost 5 years now and am running million dollar real estate investment companies.Still can't get a loan as I don't have enough of a credir history.I said "F#$% It" to mortgages a long time ago anyway so mostly use cash or money partners.Flip some deals and make some lump sums of cash and get going that way :)Thanks and much success

I used to work in Ma, and it was a pain every year having to file Ma and RI state income taxes.

We don't help tenants install mounts too much of a pain and if the TV fell off that wouldn't be good.