Points are not mandatory and can convert to rate but a lender can make their own rules as long as they are uniform.

You will make mistake along the process and that's ok as long as your making sure your getting in and out as fast as you can.

. - "I want to buy a duplex in Denver, CO in a great location and maintain it well for decades because I believe that a property in a desirable location in my city will only increase in value over time, as long as I treat it well and place quality tenants.

As long as you disclose your license, in most states you will be fine and with most brokerages.

That being said, as long as I am diligent with the numbers on the calculators, I get a good property inspection and find that the property is sound, and do my best to get good tenants, what else matters? 

They are an asset based lender, so as long as your investments value is there and your LTV% falls within guidelines, they can lend to you.

As long as it appreciates at a good amount like it has and you are not losing money renting it out, I would keep it for the appreciation not be concerned about the 1% suggestion.

The only difference is whether or not you'd be able to offset against your ordinary income...and that's also assuming your income level is under a certain amount (my apologies if I'm pointing out something you already know).As for syndications, as long as we are talking about equity purchases of commercial property and not debt or some of the other fancy syndications out there like secondary market litigation or insurance, you will have very large passive losses starting from your first year.

So as long as you stick with it you will start to understand better.

As long as there is a shortage, we will continue to have a strong market.