I just think you need to find a better approach in your accounting method because it can cause a lot of headaches when doing that many entries.I can't imagine doing multiple bank recs with 1000s of entries. 

Do I just call a bank and ask for a list then proceed?

I'm wanting to know how to decipher between what is government regulation and what is bank policy? 

You know the number one reason to use a home inspector is, well....let's be honest, because a bank or insurance company is making you do it.  

The $510 decamps to $208 for the HELOC payment, $75 for lawn care/snow removal per month, and $227 monthly in owner paid utilities -quoted by the utility company- I plan to manage the property, but budgeted for management expense anyway- Furnace and roof were recently replaced- Loan terms are 3.75 with 3.125 points (included in the $7k closing costs above per the bank) - 30 year mortgage- My goal is to buy and hold with an eye on retirement, but of course I'd like to cash flow now. 

She's saying it'd have to be a cash deal and that's going to be hard to find....anyone know banks that do financing for mobile homes??

Either way as long as it beats the bank its a sound plan. 

Helpfully this explains a little more of my game plan. 

He explained that it had gone down at least 100 points because he had recently co-signed an auto loan for someone.  

Thank you for the tip on the closing statement, I think it's important to explain any reasons for a discrepancy in terms of an offer.