Or, more specifically, density.  

We're looking to branch out there for low-cost owner financing properties (offering financing for those renting). 

However, in my market, realtors often ask for an offer before providing basic information like the age of the CAPEX items, including the roof. 

It's all about what you're looking for and if your home qualifies :)  I would recommend reviewing your specific situation, the value of your property, and your risk tolerance to determine the best approach.

Her response was that if it was a student I could only get insurance from one specific insurer that is the state insurance (FL) and they are just as or more expensive as other regular insurers.

We have a general contracting business here in Chicago that we started about 3 years ago and the ups and downs of running a trade-related business are inexplainable to someone who has not been in the industry.If you have some specific needs happy to point you in a direction from my experience thus far in the real estate space. 

You also get to use the other doors rents per month as income (75% of each door) towards your income to qualify.A lot of the secrets comes from the ability to do the math on the deals prior to putting in an offer.

Financially this deal makes sense; however, I am concerned with the safety aspect… I must live there for a year since I am looking for an FHA loan.There are areas close by that i know can have criminal activity but I am uncertain about this specific area (1-2 mile radius).

Hello,I’ve been doing a little research on a handful of lenders for specifically an FHA Loan.

We really can't tell you anything based on the information offered, it depends on local laws, costs, rents, materials, permits, etc.....