Insurance companies and renting to students -undergrad, grad, back to school over 50

[Daria B.]

I recently bought a rental and the insurance broker asked if I would be renting to students. I find this to be a very odd question and seems to discriminatory at best. What of Fair Housing or is that just when it's being advertised for rent and insurance can do what they want, which is what they do anyway.

Well, in any case, renting to a "student" isn't necessarily under the 25 age group. A student can be anyone.

This was her reply: A lot of carriers specify renting to anyone under 25 years old. A lot of times they’ll see we’re in a University town and will ask. Some carriers have the question on the application itself unfortunately.

I still ask, how can this be allowed. Her response was that if it was a student I could only get insurance from one specific insurer that is the state insurance (FL) and they are just as or more expensive as other regular insurers.