The answer to your question all depends on what you and your husband really want----what are your skill sets, goals, finances and life styles.

Could you ask/make him pay for the repair absolutely, is that the best course of action...maybe not.Usually you are using a handyman because he charges less for the type of repairs he is doing than if your hired skilled tradesman for that specific job.

You seem to be calling in all the reserves you have but you might need to think creatively, family , close relationship, social organizations to get you through the holiday.

I don't think a national one exists because we real estate investors aren't really that organized when it comes to cooperating with each other in this manner.

Early today, my mom's symptoms grew worse, vomiting, confusion, slightly diminished motor skills...

The compensating factors here may have been the down payment, (LTV) and length of time on the job as well as credit standing and obvious personal management skills, especially if there were no other debts or if another debt would be falling off in short order, say like 8 months.A bank could fund that loan as a QM, it doesn't have to meet all Fannie Mae guidelines.The main horse of the CFBP was on TV this AM.

In fact I got her from an underground organization that tries to get to these dogs before they are placed in the fighting ring.

@Tim Richard, I may be alone on this one, which is ironic, given that i went most of the distance on this one and have a Master's degree, but if you know you want to be in real estate/real estate investing, i would suggest you find a job that will give you the skill set to be successful in that field as soon as possible.

A larger debt is a form of asset protection as it reduces the amount of equity you have and reduces the amount of potential loss.The reasons for having an LLC include, taxation, and asset protection, sometimes those are conflicting goals.And of course there is a cost to each LLC, not only in state & organization fees, but also tax return prep and yearly fees.

To be a good investor you need to: Be self-motivated to work hard (this can be proven by earning a good income)Have basic accounting skills and ability to follow the money (this can be proven by setting and staying within your monthly budget)Live below your means (this can be proven by setting aside a little $ each month for investing)Be responsible and keep up with things (this can be proven by paying your bills on time)Lastly but certainly not least, delay gratification (this can be proven by not cannibalizing your investment savings when circumstances of life tempt you to do so).