The other is to take on a bit of risk and rent out your house and have a tenant pay down your loan while housing prices continue to rise...the downside being your house gets older and more worn down with tenants and the risk is vacancy or eviction, excess damage, etc.  

For example, if a renter books the property, by that action, they are also agreeing to all the terms of agreement such as no pets, check in and check out times, additional cleaning fees for excessive use, deposit for any damages, etc., thanks!

Some agreements state something to the following: Manager agrees to secure the prior approval of the Owner on all expenditures estimated to be in excess of $____________ for any one item, except monthly or recurring operating charges and/or emergency repairs in excess of the maximum, if in the opinion of the Manager such repairs are necessary to protect the Property from damage or to maintain services to the tenants ........If they deemed it an emergency and it was written in your agreement then maybe but I honestly think that at a $3,900 value they definitely should have gotten your approval.But check the contract and get all supports for the repair cost (invoices and pictures).

Tenant stated she had carpet more damp earlier and now it dried out.The mold remediation contractor was not able to tell me cause.

On top of that are the excessive fees, which are around 1.5% per year for a mutual fund or other sorts of fund.If you have someone who manages your investment, the money guy will take 2% and other hidden fees as well.

Lots of dry cleaners and motor vehicle repair shops have caused contamination because of septics. 

If the suspended losses are in excess of the total gain, the remaining suspended losses will then offset ordinary income.3.

City basically takes over 50% of the excess and us take care of the bill plus the remainder 50%.

Then once dry, take it inside, plug it in and spray it down again with Tilex.

After that, any excess money can go into real estate/index funds/ indexed universal life insurance.