It's really, really hard to argue with the years of success we've enjoyed since, the layers of financial independence that my wife's exceptional money management has laid down for us.

Any advice on how to legally operate a short-term rental + independent commercial space from an owner-occupied residential property?

I am fortunate to have a good job out of engineering undergrad and want to create financial independence for my family. 

@Paul Jollimore for sure my friend we have listed all costs associated with the rehab as if we were independent outside contractors on this.

Get an honest, independent, appraisal of the lot.

The end goal for me, is to eventually become financially independent (as much as possible) after I retire from the military, if not before then.

The end goal for me, is to eventually become financially independent (as much as possible) after I retire from the military, if not before then.

A little bit about me:I live in northern Virginia, am working towards financial independence, might get married in the next 2 years, and believe that most of my wealth generation will come from something outside of real estate.My predicament:I really like the concept of house hacking and how it can reduce my monthly expenses. 

I am ready to take action in my next steps towards financial independence.

Also being an independent agent will allow his to get the best policy available for your specific situation.