I'm currently working on getting pre-approved for this exact loan, and my loan officer just informed me that ALL 4 flats, owner OR non-owner occupied must have a minimum of 25% down.

Investors have actually called their office and asked for a referral to an agent that's closing a lot of business.

Also I work throughout the valley but prefer the northwest and Summerlin since it is closer to home and my office.

If a republican does win, or Obama stays in office, it could take years for any proposed program to occur like what you are talking about.

If he's going to do a refi, the quit claim and the refi closing should all be done at the same time at the same at the same title company or lender office.

OK..well, of course they can't get financed for more than the appraised value...and now the lenders order the appraisal from a pool kind of like VA has done for years, so the loan officer doesn't have any control on who does the appraisal...You want them to buy, and they want to buy, so you don't want to be blunt and tell them too bad so sad.I don't know the market in the area, assuming Colorado Springs, but I assume you have an idea of the value of the property.

The listing agent almost always tries to get me to sign up with them to receive MLS listings from their office via email.

And I'd also talk to a good mortgage broker or loan officer to get a definitive answer.

All you need is their name, I'm guessing you don't really need their office space, it can all be done remotely.

.- signed sales agreement on 10,000SF office building.