The deprecation taken without this will be passive by nature and only able to offset passive gains. 

I would not advise you to pursue a house hack that you cannot afford without a tenant, due to the nature that it will certainly take time and mistakes for your first rental to stabilize. 

Plus, they don't offer an automatic split for mortgage payments based on an amortization schedule.

Hey Michael, I'm based out of Columbus but starting to expand to Cincinnati, OH as well.

Final decisions are influenced by local demand, seasonality, popularity of tourist destinations and other factors.

@Ahmad Moore Based on the info you provided, a CPA who specializes in real estate would get you the most bang for your buck. 

I have a commercial office building under contract for 375k with 75K down. i have tried conventional, private lender/ hard money.Everybody  says it is a rural area of only 1700 people year round but it is a Tourist town.

A business does not base their business plan on possible RE appreciation and sale of that building.

Overstating the profitability of this endeavor by grossly understating the competitive nature of the bidding, the sophistication of some of the players as to research capabilities, etc.5.

@Praveen Van  Not sure on a DSCR loan specifically but I have similar commercial loans, that are based off the rental income of the property.