If it has lifted shingles, patches etc, in such cases the options are basically; fix it (new roof etc), exclude wind/hail (fire/lighting only), or NOC.

Im sure they have a strong network and may be able to send you in the right direction.

And I would pay the note directly to the bank (on the first of each month) and always provide proof of payment to the seller which is a benefit for both and I currently manage two properties for my mother so I'm not exactly brand new to real estate.

Since I've never lived in my rental houses (and I'm paying abnormally low electrical rates when these are empty...just to keep the frig going, air when showing a place, a few lights, etc.)

You won't really be directly competing for those tenants.

If I'm working directly with a seller/owner I never use an agent.

@Ryland Taniguchi is leading this workshop and it is targeted to answer audience questions about wholesaling, rehabbing, Self Directed IRA and Solo 401K and all other questions as well as analysis of deals).http://www.meetup.com/PacificNWRealEstate/ - Meetings are held about 3 times a month in different locations: Kirkland, Seattle and Lakewood.

Can anyone direct me to an aggressive comercial lender in the Tampa area?

Direct mailing?

My friend and I are newly real estate investor, we have $20,000 to start. I was wondering is that enough to start off, what's the best approach we should take?