Hi All,I have signed a purchase and sales agreement for Bank Owned property and my rate with bank is locked and got expired on 10/16/2015.For extending the locking rate mortgage company is asking $140 for week and I am ready to close the deal but bank is saying "Trustee of Condo Association" is not giving them 6D certificate because trustee (2 unit condo, I am buying 1 unit and the other unit owner is trustee) is not ready to sign Master Insurance policy because he is claiming that he paid master insurance for last 1 year and wants to get paid before signing any document.Generally master insurance in that area costs around $1000.00 but Trustee (other unit owner)  is saying that his master insurance policy costs him $4400.00 because previous owner claimed too many incidents on property.Trustee is also not willing to share insurance policy and invoice with bank (he is sending all invoices for master insurance by handmade and not ready to share actual invoices from insurance company) and bank wants to pay him on actual invoice and not invoice made by him.

After doing some research it looks like its an incident of robo-signing.

You need to make sure that all incidents are reported and that you have the incident report number.  

Sans this one stupid incident (which to some degree we brought it on ourselves for missing it on the walk thru after he moved out-who opens the vanity door to check inside?!!?!?!)

By signing below, Tenant hereby authorizes the release of any and all Police Incident Reports pertaining to tenant(s) and this rental to Landmark Management Services, Inc. /______________ /_______________ 

Almost 15 incidents in a 6 months span of time. 

Incase of a fire related incident you have the paper work showing everything was shown and In working order.

There have been incidents where less honest people get a copy of the key made and “rent” the property to unknowing tenants.

Another reference has the tenant-buyer responsible for the first $500 of every incident if needed maintenance with the landlord picking up the tab after that.

Get in touch with lawyer immmediately & report incidence to the commission board if they refuse to respond.The sooner you get this resolve, the easier & better for your situation.