Focus on rebuilding your credit, saving for a down payment, and learning the local market.

The Retainer Fee is credited towards whatever they buy from us in the 90 days, so in effect, costs them nothing.Note: we're not doing this to make money, but to avoid the time-wasters.

The homeowner collects a NET/NET 5% yield with 1% increases each year in long-term lease by a BBB+ credit rated tenant (similar to Morgan Stanley credit).

Or are you actually talking to a bank about buying the note so you can see the notes and credit on the owner of the property?

Take out an equity line of credit on the property that can be sides as the down payment for the primary residence.

Dedicate one checking account and credit card exclusively to real estate.

Whether bank or credit union - either will work. 

;however, my issue is that I dont have good credit and since im self employed I make.very little income. 

Shapiro are tacking on the STAR credit (that they did not get directly) onto invoices for those residents.

We are fair housing compliant regarding animals.Our tenants’ safety and the peaceful enjoyment of their home is important to us, so we do a credit/criminal background check on all applicants aged 18+, as well as employment and prior landlord verifications.