(I also have some ignorance from living in California for all 24 years of my life, where $50,000 can't even buy you a cardboard box underneath a bridge)Knowing what you know now, what would you do with $15,000?

You can't buy a cardboard box in Massachusetts for less than $12,000.

So the issue really isn't the self-sufficiency calculation its the fact that almost ALL properties that are for sale have rents that are significantly below the market rent for the area.

.- Have a plan and schedule for deposing of all the trash and cardboard boxes.

If a doctor is renting a borderline war zone house, I don't even want to know what a teacher/carpenter/postal working is renting (a cardboard box?!)

And when a person cried "well i just gave YOU all my money" his answer was to do Illegal "bandit signs made out of cardboard" I laughed after hearing that....because that person could of learned that here or on Youtube for free.

Would this cause an issue renting and selling later down the line?

Three times a year, I issue rent raises to about 1/3 of the units, catching all of them each year.

And most trust deed investors are accredited these days since required filings (if in CA) by the issuer of the security (you) with the department of corporations for every loan involving a non-accredited trust deed investor is very time consuming and intrusive into your business inner workings.Or, you can do what many rehabbers do, hit up friends and family for 100% of the purchase and rehab, give them a 5% return (hey, that's 500% more than they can get in a bank, how can that be bad) and if the deal goes south, oh well, it's not your money.

From the dispute emails we send through Cozy after a dispute:If you believe this was an error or misunderstanding on your tenant's part, get in touch with them directly and have them withdraw or rescind the dispute or fraud report with their bank or card issuer.