PML Models

[Amanda Fernandez]

Hi! I have some friends / ex coworkers interested in becoming my PML's. (Private money lenders) I am wondering how I should structure the loan though. I would like to see how others that have used PML do it. I would like a model that works for a rehab and also one for a buy and hold loan. I just want to make sure I'm being fair but at the same time use criteria that won't put me out of business. Thanks!