Also is this for a long-term DSCR loan or a bridge/ rehab loan?

I have a 4plex in las vegas nv that I purchased last year, it has a community laundry room.

I would think a lender views the STR as a higher risk simply because a long-term tenant has a defined lease in place, that is usually 6 months or more in duration.

Why do you think purchase contracts are so long and have such small print?

I am lost on which avenue to take from the options of house hacking, buy and hold (short-term rental), buy and hold (mid-term rental), buy and hold (long-term rental), BRRRR, flipping, etc.

3. lastly since I am virtual instead of going myself to the property can I hire a house inspector and how much would it be?

While slightly more “boring”, with the amount of money you have to work with you could probably finance 4-6 $200,000 rentals and generate monthly income that could go a long way towards replacing / supplementing  a descent portion of your W2 income. 

Might have a few options for full leverage there, but if not, likely sitting at around 65% LTV on anything long-term/DSCR

We'd get a CONH and all of the tenants are long term tenants. 

I am a property manager with Brentwood Property Group, and we manage short-term, mid-term, and long-term rentals in the Indianapolis area.