After additional research I found out that his license has been expired for two years.

I have designed and built several dozen projects from New Construction to whole-house remodels to deep energy retrofits to additions and kitchen and bath remodels.I'm the Owner/President of Boston Architects and Builders, Inc.

My question is, should I expect additional hoops to jump through when refinancing the first rental, even though we'll own it free and clear?

Or is there a deeper mindset that has no desire for the additional "baggage" of owning a home? 

Jay, I'll bet you could take a Newbie who is willing and able to work at it and show them The Way and make it relatively easy for them to get there, because you have, "been there and done that!"

...for a $45 additional fee no doubt :)

Thanks for your help, happy to answer any additional questions.

Or can additional names be included on the deed (joint tenancy) without negatively affecting the banks loan decision?

All additions are still in "roughed in" state, i.e studs, electrical runs, and plumbing runs, but no outlets or valves.  

I noticed several additional people beside herself, 2 kids, mother and sister have moved in.