I own a duplex, college students.

A little history about me: I have one more quarter left of college then I'll be out in the "real world."

I am in my 30's and currently own just one rental property in Boston (condo) but would like to focus on rural NJ or NY areas (especially college campuses, due my experience renting out to students in Beantown) in the future.

He took college classes, did darkroom stuff, the whole works.

MichaelNice to see some people in the same state in here...Bellefonte, I use to have some freinds from there back in my college day when I went to Penn Tech... and always partied at Penn State...What other adivce can you give another PA guy trying to fatten his wallet, to try to move from the E and S to the B and I.Thanks

...but just in case:Brigade homeland tours start Oct. 1http://www.armytimes.com/news/2008/09/army_homeland_090708w/Ariz. police say they are prepared as War College warns military must prep for unrest; IMF warns of economic riotshttp://phoenix.bizjournals.com/phoenix/stories/2008/12/15/daily34.html

Both of us have excellent credit and cash reserves ready for purchases along with solid jobs right out of college.

I'm married with two young boys (8 and 11 years old) Currently, I'm a full time pastor of a thriving, contemporary church made up of mostly young folks (college age and below) as well as young families.

So I am considering in emailing community banks and asking around about what kind of loans they may offer and what is the "typical" criteria for qualifying for these loans.I am a recent college grad, currently have 1 property which was paid for all cash, but am looking for a second investment property.

My Dad lived in Janesville and I went to Beloit College for undergrad.