Good Questions to Ask Community Banks?

[Lance Lvovsky]

So I am considering in emailing community banks and asking around about what kind of loans they may offer and what is the "typical" criteria for qualifying for these loans.

I am a recent college grad, currently have 1 property which was paid for all cash, but am looking for a second investment property. I have no experience in mortgages (as I never had one) and I know that most of the big banks will probably not give me any loans (I have very limited employment history). So I want to approach some community banks and see how stringent (or not) they are on loaning money to folks like me.

What do y'all think about some good starting questions? And tips on the best way to approach this?

Thanks in advance!