But at the same time, in order to purchase a home in the $90-$100k range with an ARV of $150k-$160k (I think this will be a sweet spot for me), I need at least $20k to get started.

We are fair people and they are so far sweet older people.

sweet thanks 

A little up-front money in furnishings to make it look sweet, and you could do quite well with a short-term rental (STR), especially in LoHi.

Sweet!

The best way i have found to find a "serious" buyer is this:   Find a property that is a "sweet deal".   

I am very familiar with my area and I have enough money to put a down payment on a property, but it would be sweet to structure a deal with little of my own money.

The domain name would be sweet because you wouldn't have to pay to host an extra page every year.

@Robert Hutsell @Jason Bott is right there are geographic distinctions that can greatly vary the policy pricing, if your property is located in Del Rio, you may be in a sweet spot as far as rating structure goes! 

I think the sweet spot is mfh apartments and sfhs.