Also, I guess one of my major concerns was getting rid of the land as it is probably not as liquid as a home property.

I'm concerned that your estimate seems low.

So far I have been told by the fire investigators that it looks purely accidental and it was an electrical fire behind sheet rock.Meanwhile, I have one set of the tenants that is extremely unhappy (understandably so!)

Not as concerned about the facing or doors.How things are joined also comes into play; glue breaks down and water will swell particle board much more then plywood or solid wood.

If you are concerned with the $, tell the painter you will provide the paint.Hope that helps!

@Ryan Rochefort I would say it will be extremely difficult to find a money partner for a house hack unless you would be paying rent at market rates as well. 

I did the math and here's what I found:mortgage amount = 112500monthly PI payment at 4.5% = 570.02monthly PI payment at 3.85% = 527.41difference is $42.61 per month.Dividing your points amount ($2250) by the difference yields just under 53 months.If you keep the mortgage for 53 months or more, paying points will save you money.There may also be some taxation concerns considering the deductibility of points, but I don't have that info.

So with the out of state cosigner I was concerned that should the renter simply decide to leave, not pay or trash the place, I'm left with a cosigner thousands of miles away that I may not be able to connect with.

@Ericka Grant,We had a similar situation, young girl LOVED the place, signed contract, paid deposit.. then the day after the lease started, she told us her dad did a search, and said there were too many sex offenders nearby, and she wouldn't move in because she was afraid now (she saw it twice in person, no concerns).    

My only concern now is to figure out the regulations for the historical places..