There is one aspect to consider regarding this guys post....I read only page one if this has already been brought up:Now initially I thought it was funny and the replies were as well (lol at stab with a carrot slicer)Notwithstanding the fact that laws are above all provisions you may wish to add and felons are already covered in this regard:What about landlords that rent to tenants with criminal history? 

@Louis Aller you can take a look at the past two years of tax returns, cash reserves in a bank account or across multiple accounts (ask for statements fro the past 90 days) as a way to mitigate risk in addition take a look at their actual credit report not just their score to view utilization rates, payment history etc.

I think this kind of stuff is fascinating.A few years ago, I was on the phone with one of my tenants and she changes the topic with, "I don't want you to think I'm crazy, but I have a question about the history of this building.

Then we would use the worst-case average of YTD and the 2-year history.

I have been in the same line of work for over 5 years, and all my previous positions had pretty similar pay structures, but due to this recent position change lenders are telling me they will need 1-2 years of history.

A few years ago I found a loan where it was based on the rent income history of a commercial building rather than your personal income. 

The really bad molds make up a very small percentage of all molds.You need to investigate the history of your property (was it ever flooded, did a supply line leak, how's the wax seal, etc.)

IMHO I'm from NYC and in the early 90's after some research, I invested in MA, in Springfield.Back then, like today, Boston and its suburbs were expensive, and some investor mentioned the eastern part of the state is good and expnsive, and the western part is not.

I like the concept of using the local history or what makes the place unique, like if you're near the ocean decorate it with a beach theme....or mountains use a mountain theme, deserts, etc....My places are in Northern Arizona and the Wild West/Cowboy history is big here, so guess how I decorated our places?

Also, remodeling is a way for me to respect the housing history of the country, and is the ultimate in reuse and upcycling.