Has anyone else experienced this, and can someone tell me what type of institution I should be approaching?  

I believe the 1.3M was assigned something like 800K in land value and 500K in re-design and physical improvement cost (we had an approved but not yet built 45 unit apartment addition to the existing 135 units which required design revisions).

What's a smart approach to using debt in a positive way and not negative.

Was curious if anyone else took this approach or has any tips 

Not sure what your approach will be to a potential tenant that may want changes made to a unit.  

I was very attracted to their home remodeling templates, in which you can choose from a number of different room designs and download all the necessary materials/SKUs for the contractor to do the job.

We would approach the tenants saying, “we are ‘property management services, LLC.’”

We are just a young married couple looking to buy a home.I appreciate your insight on what we should consider saying when the time comes to play hard ball - and it is approaching quickly.

How would you approach this?

In my experience there are plenty of people that will rent out a small well-designed space as they are passing through or even to take a break from city life.