On the other one, they declined to lower it at all (it is $40,000 over-valued in my opinion).

Something just does not seem right and that is why I have asked for your opinion.

That is, in my opinion, a major first question.

Hearing this sparked something inside me.A little about myself: I am 22 years old and currently work as a retail sales consultant and one of the major cellular providers, I have always had a passion for selling and as soon as I turned 18 I applied where I currently work today.

The trim makes the windows look like a mirror set into the walls in my opinion.

I consider myself way overeducated, and my personal opinion is that the downside to a degree is not necessarily the time and expense, but really the method of thinking that it imparts.

They are very helpfulMake sure when you do these loans you use a title company/lawyer to make sure all t's are crossed etc. and get it recorded to protect yourself.I've been involved in many of these loans make sure everything is written down and notes and deeds are recorded.This is just my opinion and past expereince.

Some reading on this subject:http://www.biggerpockets.com/forms/TenantScreeningHowtoVerifyInfo.pdfhttp://www.biggerpockets.com/forms/TenantScreeningPolicy.pdfhttp://www.biggerpockets.com/tenant-screening.htmlhttp://www.biggerpockets.com/forums/52/topics/74397-online-tenant-screening-with-smartmovehttp://www.biggerpockets.com/forums/92/topics/63767-do-you-guys-use-bp-smart-move-for-tenant-screening-http://www.biggerpockets.com/forums/52/topics/31452-what-is-the-best-tenant-screening-service-http://www.biggerpockets.com/forums/52/topics/61919-which-tenant-screening-service-do-you-use-http://www.biggerpockets.com/forums/52/topics/44614--tenant-screening-credit-checks-for-landlords-http://www.biggerpockets.com/forums/52/topics/16482-tenant-screening-serviceshttp://www.biggerpockets.com/forums/52/topics/22967-best-tenant-screening-siteshttp://www.biggerpockets.com/forums/52/topics/73710-online-tenant-screeninghttp://www.biggerpockets.com/forums/52/topics/70649-screening-tenantshttp://www.biggerpockets.com/forums/92/topics/60985-opinions-of-ntn-for-tenant-credit-report-etc-http://www.biggerpockets.com/forums/52/topics/43049-credit-report-screening-service

The city wants us to make a new piping going the opposite direction which is fine but they also saying that I have to do it all the way to the main valve on the street not the curbside, but in my opinion I think it should be my responsibility to run the piping from the house to the curbside valve not the street main valve because this should be done by the city.

They really are interested in my opinion.