@Andrew Wong Hi Andrew thank you for the suggestion on meetups i will definitely look into them.

I highly suggest only buying something if you feel you are buying at some sort of discount to market value.

Any suggestions??

I really appreciate your suggestions and I thank you in advance!

., pay for property insurance, rehab cost, etc. with your personal money)- Using non-recourse loan: As Jason suggests, you can take out non-recourse loans for your IRA/401k investments.

I would suggest you reach out to a reputable Attorney in your locality others trust.

If you have any other options, suggest those that don't squash your score and don't trigger  red flags to credit reporting agencies.....  

The foreclosure process is complex and full of pitfalls, I would strongly suggest consulting with a Real Estate Attorney in your locality; depending on how your set up, you may be able to write off the expenses incurred in obtaing the legal advice. 

I do not want to target absentee owners since every investor iv'e ever talked to does that, any other suggestions.

thanks for the suggestions