I also had to use allot of soap, water, paint, furnace cleaning and much more.

I have seen so many disasters that look perfectly fine in the surface of the transaction but once the closing papers have been signed the clean-up from deals that have been made trying to either do it on the cheap or to try to get the upper hand can be very ugly indeed.

Also, I clean all AC coils every spring.

If you’re making them meals and cleaning the room every afternoon then yes.... schedule C.

Worst case scenario will Wells Fargo have to now foreclose on the trust to obtain a clean title?

Build in a cleaning service every 2 weeks, you pay all utilities, cable, wifi etc...

Would I be able to paint the ceiling with dewaxed shellac to cover the smoke stain ,(and smell) without cleaning?

They spent 5 days cleaning debris and making repairs. 

get rid of her, clean it up & get an offer that will not embarrass you...

It was a catch twenty two.....Lower home prices.....but tougher loan requirements.....those with CASH were the ones that actually "cleaned up" when they "waited for the recession".