CONSUMER DIRECT lenders are the best way for you to go because they usually don't function based off volume driven guidelines.

All the files where organized by years.

Mine is one-page that reminds me to ask questions concerning the caller's issues and helps me organize the property type, liens, equity and other relevant information so that I can better guide the conversation and keep the facts and circumstances for later reference.

The algorithm we (and/or I, personally) use implements a multiplicative attribute screening function that eliminates borrowers and/or deals that haven't thought out or flushed out the details of their project.

After one year (some portfolio lenders will go to 6 months depending on markets) the cost or acquisition or purchase price is no longer used and they may use only the appraised value.I'd question the OPs valuation as well, while investors keep talking about "buying under market value" most often they are not, again, you may buy at a distressed value, but a physically or functionally distressed property most likely won't get past the appraisal for a residential conventional loan, may not in a portfolio loan as a residence......commercial residential, or purchase-construction loans, yes.

Nothing but content.I would further direct you to the over 400 episodes of The Red Pill Investor Podcast where I carefully explain how to use sales skills to ethically and honestly help homeowners and home investors buy homes.I would certainly want to point out the over 112k downloads of people who have listened to my podcast, or the 58k views on my channel.I would of course point out that the Council of Residential Specialists (a highly respected Realtor® organization) has repeatedly hired me to speak on various subjects.Of course, all of the coaching, buying, and selling that I have done over the past 18 years means absolutely NOTHING in this equation...

Will be much more functional once he adds his IDX search tool as you previously suggested.

My entire first floor is a modern functioning office, but I’ve never claimed it for tax purposes.

The certificate of notice states that the only beneficiary is the decedent's non profit organization, so that should answer your question, @Jenny Caban. 

Not to divert too far, bankruptcy searches are conducted as a function of obtaining an abstract of title.