Actually, that would be pretty common.  

When you sign on with a brokerage there should be an IC ( independent contractor agreement ) that spells out what real estate activity is and is not allowed.While not required in most states brokerages opt to carry E & O insurance ( errors and omissions ).

You might be able to find lenders that will do it faster, but this is the most common.

Stephen,Some of the common issues to look out for are delays in appraisal timeline and fees that are prohibited for the buyer to pay.  

What's a common misconception you see your clients make as it relates to structuring legal entities? 

To properly understand the risk involved, look at the loan-to-value (“LTV”) ratio of the loan - if the loan has a 60% LTV there is a lot more margin for error than an 85% LTV loan.

I've been looking at a lot of multi family buildings here in NH, and since many of them are older homes that have been converted into apartments (2-4 units), many of which have common heating systems, so the rent includes heat.With a background in (commercial) energy management and utility billing systems, these seem like they can be good opportunities for me to go in, lower rent and recover utility costs (subject to existing leases of course).

Comparables is the most common method.  

Found my error...$126,820.00 / 12 months  =  $10,568.33$10,568.33  /  28  =  $880.69I missed a step.  

I am not looking for handouts, we are all looking for the common goal or are already there.