Once a investors throws cash into the deal that equity cost is calculated based on a assumed opportunity value of 10%.

There are a lot of funky warranties out there and the developers never *want* to pay (my experience: not throwing arrows at Jay Hinrichs ) for repairs.

People are too curious to throw it away without at least seeing what's inside the envelope.

So again, you will need to take that into consideration.You will need to throw into the mix whether or not getting a better price on Purchase for an All Cash deal is worth it, depending on the finance in the 2nd year.BUT, if the price at purchase was the same, then you will not receive any more profit than what you would have had if you bought it with a Mortgage in the beginning.See how useful these Calculations can be?

But that is all beside the point, people like to throw out predictions for many different reasons.

I'm going to throw in something different from the rest.... one of the best things you can have as a rental property is solid-paying long-term tenants.

At the mean time she is causing nuisance and causing problems with other tenants (saying stuffs, throwing trash, damaging their properties etc).

Only problem is that I would throw myself somewhere between $150k-$200k in debt.

So I am just gonna throw some random scenarios out there and please let me know which ones I seem to have a solid grasp on and which ones I'm totally missing:I get the basics (I think)...I could get a loan from a mortgage company for 3.5% down and then pay X amount per month for the next X amount of years.

I imagine I'll be doing that as well, though after spending so much time in SF throwing money away on rent I want to try and avoid that from here on out, at least if I can.