These are horrible loans and I counsel my clients against them heavily unless you are doing a value add type project with a fast turn around.5 years does not give you much time to pay down the principal to offset refi shock if you do not want to sell.

Nice houses in desirable neighborhoods are going fast due to the perceived value from outsiders moving into the market (even though then end up being shocked at the prices) and low interest rates for everyone.

And, I negotiated those costs in the price and got estimates before closing.Actually getting the work done is still shocking me though.

I have tried this before, and I am shocked how well it works.

I am shocked by the landlords out there who STILL want to push the ESA issue!

I am shocked at the amount of support that is given in this community.

I just stumbled upon this article. http://www.sfchronicle.com/bayarea/matier-ross/article/Rich-SF-residents-get-a-shock-Someone-bought-11738236.phpIt caught me by surprise that you can buy a private street instead of a physical property??

It is very common that some agencies are gung ho in getting the listings, get others do that work, so yes, if not lifting a finger shocks you, goes to show how much you have to learn.

That rate may sound shocking to you, but please consider that in a hyper-inflationary environment, you will be able to increase your rents due to the sharp growth in the renter pool.

My wife and I drove around the surrounding area and was shocked how many homes were abandoned and just in very bad condition.