You can leverage their credit and get them to qualify.

When the lights are dim I notice the poor drywall in my Kitchen/dining room area.  

A SSN will be needed if you do a credit check.

My wife use to clean rooms at a hotel before we got married and my mother and I were very poor and she was in bad health.

Tax Credits?

Usually, the only difference is that there credit score is too low and they dont have the full down payment.

I think going to banks, credit unions or anyone that could lend you money is a great start.

The mortgage is only in one of the partners names because based on credit scores it made the most sense plus we knew we could spread the number of properties we could hold by keeping them separate.

I struggled handling the rich-poor-rich cycle that seemed to come in waves.My current Real Estate needs:  Having learned all of this I am ready to switch and become an investor.  

My credit is 750 & I have cash but I’ve also been a self employed Broker for the last year & a half.