@Donald Hatter We send the information to a collection agency who attempts to recover the money; after they make several attempts they place it on their credit report. 

Seller financed (probably) won't be reported to the credit bureaus and so won't impact your credit score at all.

@Ryan Vienneau I'm a Buildium customer too, and it blows my mind they don't have credit card tracking in 2017.

Quote from @Carlyn Chism:I agree with Chris on a lender that might be a scam or make you may so much money interest because of the low credit score that you make $1.00 on the flip or no money.  

;however, my issue is that I dont have good credit and since im self employed I make.very little income. 

Credit cards have the same limitation on the amount you can borrow and will likely end up costing more than private lenders.

WE dont pay a fee for the credit line as I mentioned just 1/2 point for each new loan..

I've done a rent credit for the price it would have cost to me to have the property cleaned in a past rental due to immediate turn around.

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

I have no mercy and no tolerance for poor ops when it comes to stuff like this.