They create a policy and then, instead of just scrapping the policy altogether and selling the homes to all buyers from the get go, they're going to write a second policy to state they are no longer going to prosecute the 12 month requirement.Whats the point?

I still dont get why people would buy 3flat. 1 big building with 3 units in it..all 2 BR ..1 in the "basement" we call it here in Chicago "garden apartment" - hard to rent, especially in winter. ...in OK hood such a 3 flat would cost say ...+220K to start.. either foreclosure or short sale.

This is flat out a bad deal for an investor.The second deal is very likely a duplex converted from an old house and then a second house on the same lot (as apparent from Google Earth).

The score might be in a borderline situation where just a slight drop changes interest rate or the approval altogether - so the applicant is concerned about such mishaps happening.

Ryan there sometimes is a VA funding fee and other costs that are rolled in which is why they need the higher contribution.If you do small price drops you will be behind the pricing curve if the market is flat to declining.

Or flat out locked in till end of term.??

Some RE companies can offer you a flat price fee for just listing the property ( at least in my area), and you will be the primary contact for showings and offers.

For future reference (and this may be a separate post altogether) would I want to setup a separate LLC for each MFH?

A flat fee for listing the property and a commission offered the selling agent, and the sellers wanted to discount that too.

Even if it's just $5 per month, it makes a difference.Another thing is offering something for FREE with move-in such as a flat-screen TV or DVD player.