Feel free to shoot me a dm if you'd like to talk more or grab coffee.

Also a brokerage firm will do well for you since they can shop your product around to just about anyone.

Have to discuss with specific lenderLending:Make sure to ask lender what their “Disaster Recovery Plan” is.Rates will continue to change hour by hourNeed to educate clients on risks of “shopping around”Once you are “locked” with a rate, that rate does NOT change unless change is more than 1%.

I sacrificed by working two jobs, 80 hour weeks, clipping every coupon possible before going to the market, shopping around to find the best deal on essentials, living in a cramped one bedroom apartment, walking to work, not going on vacations, cooking at home, saving and investing every penny I could by living well below our means.

Sit down at kitchen table & have cup of coffee. 

or can I find someone who does appraisal.In the lendor mortgage contract (eagle homes), it's written that appraisal is the service that I cannot shop.

Alex, the property is in a good area with good schools and plenty of shopping near by. 

If institutions and lenders decide to tighten I want to already be ahead of the game and ready to go shopping if and when everything goes on sale.

We don’t drink anything other than water/tea/coffee (at home), and we don’t drink alcohol.

@Matt 'Roar' Gardner Definitely, whenever the world gets back to normal we can meet up for a coffee or something!