You could, for example, go to school, get a business degree and become an agent for those pianists.

I realize this will vary for different areas, mine is TN if that helps.

What that is will vary by investor.

This can vary in terms -a contract is a generally deemed a vested interest.

Classes you take as part of your degree plus outside reading can be very helpful.

Maybe the amount required varies by state law.I don't see how you could give much more consideration than $1-$10 if you were doing a short sale or buying something subject to that was upside down.

There are other signs as Ryan has mentioned.To all:Market practices will vary across the US.

Or you might expect to sell the property in 1-2 years so lower points but a bit higher interest rate could make the most sense.Also consider if there will be pre-payment fees if you pay off the loan before the end of the agreed lockup.There are many moving parts so the best loan will vary per deal.

Her father has basically stopped asking how things are doing now that he understands to a small degree that I must have been onto something.

The best solution (new first, a second, wait for seasoning) will vary based on the specifics.