Does this sound right???

[N/A N/A]

I am in the market to buy some rental property and had a credit check done to see what kind of interest I can get approved for.

Anyways, my agent who is also in the mortgage loan business found Wachovia bank to be my best deal.

My credit score was 800 on all three reporting agencies.
This would be a loan for a rental SFH.

House price 119K
10% down
1% loan origination fee
3.5 points
6% interest rate
as of two weeks ago..

The fees seem too high to me.

Why such a tough deal on this loan? Is this average?

Where can I get better.
Thanks