If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Policies like rent control, zoning restrictions, high taxes, lengthy permitting processes, and more reduce housing supply.

The increases aren't keeping up with my property tax increases but I don't want this tenant to move out.

There are over 20 active CPAs here in Biggerpockets assisting RE investors with their tax planning.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

We are seeking to establish an estate plan to transfer these mortgages to Trusts without forfeiting tax benefits or triggering due on sale clauses.

When I did it correctly, they denied the transaction and informed me that my TAX ID and account is no longer authorized to use Melio, with NO EXPLANATION.

Get copies of their most recent pay stubs or tax returns for the same reasons.

As much as I want to get started now, it's necessary to consider closing costs, setting up an escrow, taxes, PMI, etc.

Here are my options as I see them.1) Build up a separate capex reserve fundI have about 13k in savings and 25k in Roth IRA funds which I can withdraw tax free as a backup, but maybe I should build up a separate capex account since I don't have a designated one.2) Purchase another 2-4 familyI could use my 25k Roth funds as down payment on a 5th property that cash flows around $500/month and look to do a BRRRR.