OK I have an investor wanting to JV on a multifamily portfolio (6 houses), he will provide half of the down payment and find a line of credit for me on the other half.

Your credit, experience and liquidity are the determining factors. 

I dont know if i should get a line of credit.

Maybe the falling stars represent her fall from grace and the second one Is her falling credit score

Credit histories are reviewed my mortgage lenders as one of the underwriting criteria in determining credit risk.creditorA person to whom money is owed.credit reportA report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness.credit repositoryAn organization that gathers, records, updates, and stores financial and public records information about the payment records of individuals who are being considered for credit.debtAn amount owed to another.deedThe legal document conveying title to a property.deed-in-lieuShort for "deed in lieu of foreclosure," this conveys title to the lender when the borrower is in default and wants to avoid foreclosure.

Do some shopping around and call credit unions in your area to see which are giving the best rates and who you get a good vibe from.

Turn key companies are just home flippers who happen to deal in rentals instead of building homes for home owners or doing retail flips.if we used the logic described here then anyone buying an older home putting their own money and risk into rehabbing it to retail standards and wanting to sell it and make a decent profit 20 to 50k or more.. those folks would be doing the same driving up prices on the poor locals.or take my business of building new homes .. that sell for 450 to 2 mil plus.. anyone can buy their own lot and build themselves and save the profit i am making but they dont.. dont have the skill or ability.  

Without selling, I want to tap into some of it for investing purposes, but I've got the good old favorite DTI hurdle that's preventing me from more easily accessing it from a conventional lender (I checked with a credit union already).

With employees nothing can compel you to pay bonuses but also nothing will let you not pay for poor quality work.

I just started my business with my ein but it takes a bit to build business credit.