Definitely a focus area from lenders, conventional or otherwise - theres been a reported uptick in occupancy fraud or funny business lately as rates and values have continued to be so high and qualifying so tough - people are more likely to bend the rules on stuff like this - so this is generally the lender response

It's in the country so people looking in that area generally want peace and quiet.

Maybe that challenge would make the investing journey seem more "fun" but you are in a position that sooooo many people dream of. 

My advice is to stop listening to the people you overheard. 

People are always wanting to share success stories or failures to help teach someone. 

We were able to get seller credit to help off-set the cost, but now we have heard of some people getting a free roof with the installation of solar.

Some of those can be good, but most are just regurgitated versions of other people's courses.If you want to be successful in real estate investing, start with transparency.If you are a new investor, use it to your advantage.

Does that mean that I can only rent the place out to people that share the same finances?

Was like most people who get into STR deals, wanted higher return.

Hi @Raechel ClevengerOne thing to remember when you are getting into RE investing is to have your team of people or as Brandon Turner from the Bigger Pockets Podcast calls it your CORE 41.