I can add secondary meters and then calculate each tenant's portion:  and then privately bill one tenant and pay the other tenant that amount.I can keep the utilities in my name and include the utilities in the rent amount.Which brings up another point:  in the secondary-meters scenario one tenant or the other would obviously have the utilities in their name.  

The disconnect is people paying 99 bucks or even 500 bucks for a course expecting to talk to these people directly for hours on end.To many of these people it is all or a big portion of their money.Reality is if someone is making thousands per hour they can't take 99 bucks and then spend 10 hours with someone.

So I should have structure it as a straight up lease (not mentioning the option at all), and the lease option, not mentioning the lease portion at all?  

Some banks will want to see two years of rental income before they count it in your favorSome banks will allow you to count a portion of the rents--usually 75%

The MCC is a great program for veterans to save on their federal taxes a portion of the interest they pay each year towards their mortgage. 

I want something certainIf people know up front they're going to lose their earnest money and they have twelve-months to get on the job of getting financingHave a mortgage broker prequalify the buyer before they move in increases the chances of them getting the mortgageYou can get more money by doing lease purchase as a seller without the risk of dealing with owner financing and getting an attorney to forecloseI think if your buyers agents would work with self-employed people that have large down payments meaning more than 3% for FHA and help them build a credit rating, they would have a good portion of their business doing well; they may even be able to get the commission upfront and wait for the lease purchase to finishAs sellers we all want top price and net the most amount of money, and It generally costs 10% to sell with real estate commissions, closing costs, and sellers' concessionsIf you help somebody buy the property, you can net more money using lease purchase

I bought my first home and did majority but still has to hire out a good portion.

I am guessing that they are both on the Section 8 case, since they are both on the lease - you might want to double check that before they call.In my experience, change in household makeup means 2 different recalculations - income (assuming household income would fall when 1 person dies, likely the tenant portion of rent would go down/section 8 portion would go up) and type of unit/number of bedrooms (for a 2 adult household going to 1 adult, likely no change).  

Someone to guide you through the transaction and assist with the deal for a portion of the profit, think field trainer.

The last one prevents us from discriminating on "source of income"; can't say no to Section 8 vouchers and now can only count the tenant portion with our multiplier for qualifying to rent.