The Fastest closing private mortgage lender in NY. We can fund your deal in as quickly as 48 hours!! Specialize in Fix N Flip, Bridge, Rehab, Buy and Hold 30 Year DSCR loans. Distressed, bank foreclosures, long term and short-term rentals such as Airbnb, VRBO, Visting Nurses, Pad Split and Co-Living properties. Relationship based lender that establishes long term relationships with real estate investors. No tax returns, no financials, soft credit pull, no appraisals on most loans. No lending committees, No Non-Sense. Pre-approval letters issued.

With nearly 60 years of experience, Merchants Mortgage & Trust Corporation (MMTC) is a leader in niche financing for real estate investors. We set ourselves apart from the competition with our hands-on service, expertise, and reliability. Headquartered in Denver, Colorado and with a proven track record across the United States, we are the trusted experts to real estate investors who are purchasing or refinancing residential and multifamily properties. We tailor to fix-and-flips, fix-and-refinance, ground up construction projects, multifamily, DSCR, and small- to mid-sized commercial projects. Experience the difference with our fast closings, competitive rates and fees, and outstanding customer service.

With over 24 years of experience in the mortgage industry and a track record of more than $1 billion in closed loans, I bring unmatched expertise and passion to the Real Estate investment space. As a seasoned investor myself, I’ve bought, sold, and managed 20+ properties, including long-term rentals, short-term rentals, fix-and-flips, and wholesale deals. I specialize in helping Real Estate investors achieve their goals, whether they’re acquiring their first investment property or scaling their portfolio. My deep understanding of creative financing options, market trends, and investor-specific strategies makes me a trusted partner for anyone navigating the world of Real Estate. What sets me apart is my hands-on experience as both an investor and advisor—I don’t just talk the talk, I’ve walked the walk. Whether you’re looking to secure financing, optimize cash flow, or build a legacy through Real Estate, I’m here to guide you every step of the way. Let’s grow your portfolio and create financial freedom together!

With over 60 years of experience, Merchants Mortgage & Trust Corporation (MMTC) has been the private lender of choice for real estate investors across the United States. In 2022, MMTC completed a significant merger with a major global private equity firm. One of the fastest growing private lenders in the country, MMTC is headquartered in Denver, Colorado with offices in California, Arizona, Texas, and Oregon and currently lends in 42 States. We do not consider ourselves a typical private money lender and pride ourselves on what we call “The MMTC Experience.” For us, lending is about relationships and helping our clients throughout the entire loan process. From approvals to closings, our team works around the clock to ensure that our clients are given exceptional client service and the most competitive rates available. We take great pride in our ability to fund even the most complex transactions and specialize in non-owner-occupied fix & flip, ground-up construction, multifamily, bridge, and DSCR financing.