We are looking into mixing in the low income housing as part of an outreach program in Wilkes Barre area. 

There are 5% and 3% down 2-4 unit loans from Freddie/Fannie if you income qualify for those specific programs (or if the property is in a specific census tract).2.

Account Closed Public - National Flood Insurance Program (NFIP) is backed by the government and is rated higher then private flood insurance, despite NFIP being 2 billion in the red.

Most of them have a "Line of Credit program", which essentially means you're pre-approved with them and they don't have to run credit and ask for full set of docs for up to 6-12 months. 

Do you not bother to advertise to non government applicants.

This is a a "get rich slow" program.  

Those lending programs will usually offer lower raters and longer terms, but are also more expensive to obtain when compared to commercial lending.  

There are great programs out there that can get you low-money down or no-money down loans... but it still takes cash to operate a property and you need to have an "oh s---" fund in case something breaks)DON'T RUSH -  (it takes time to build wealth in real estate. 

@Vince Mayer evening , land reutilization program for St.

Here's the article: https://www.nar.realtor/what-a-government-shutdown-means-for-realtorsWhat is your take on this issue?