Harder to get HELOC or cash out refi if property in LLC?

[Lisa Maturo]

Happy Sunday.... I am in process of transferring a paid off rental property into an LLC. I haven't changed the deed over from my name to the LLC quite yet because I started thinking about possibly doing a cash out refi or a HELOC on the property to help buy more properties. Is it a lot harder to do that when the property is in an LLC versus personally owned? I'm guessing yes, I seem to remember reading about that a while ago.

I'm a new investor so I still have lots of questions and lots to learn. We have about 100k equity in our personal residence, so I can hopefully do the HELOC on my personal property (better rates anyway) but I didn't want to rush to change to LLC before knowing all the ramifications. Thanks for any insights!