Roof, hot water heater, AC, furnace and divide each of those by their useful life into a monthly payment.PM fees vary but typically will be 11-13 percent if you include a placement fee annually (you don’t want that by the way).

@Jim K.I still plan on using my life savings for the platinum level McRib coaching package. 

This has been the launch pad for my life in real estate and my family's financial freedom.

And you can adjust financing like I did to make it cash flow.My plan is I am never ever letting go this golden goose in my life!

I'm from Virginia and have lived here most of my adult life. 

At this point in time you are adrift at sea without a life preserver.

I’m only about to start the investing in rentals journey, but I’ve spent my whole life with champagne taste and a beer pocket book.

For me it is personal freedom and creating a stable/joyful home life for families. 

Shoot me over your e-mail and I can send you a rehab calculator that will make your life easier

With the $150k heloc vs cash out refi, the heloc would save you quite bit of money over the life of the term and increase our monthly payments around $600If we go for the $200k option,  the cashout refi saves quite a bit over the life of the term and increases our monthly payments by around $900Does this make sense to others who have looked into the numbers?